How to Budget Using Mint

If you do not want to pay for a budgeting tool and are not using Mint then you are making a big mistake.  Mint allows you to create a zero based budget, track and categorize your transactions, and create and track goals for your finances.  This article will concentrate on how I use Mint to create a zero based budget.

The first item when creating your budgets is deciding what you need to budget for and creating a budget for them on the budget page on Mint's homepage.  When creating a budget you need to know what your allocation for that expense is going to be.  Another selection you have is selecting if you want the budget to roll over to the next month.  While this is an awesome feature I do not use it since I create a new budget for each month.